Patrick has over 19 years experience in the financial institution bond marketplace. His area of expertise is in Financial Institution Bond, Directors & Officers Liability, Employment Practices Liability and Property & Casualty lines of business. Patrick has sat on several panels regarding product development, risk management, and marketing strategies for financial institutions. His experience includes working in the financial services division of Crum & Forster, Parsippany NJ, Continental Insurance NY NY and Fidelity & Deposit Companies, Detroit MI. Patrick graduated from Mt. Mercy College located in Cedar Rapids, IA in 1985 with a BS in Business Administration.